Market Insights

Hi there,

As your local real estate brokerage, we strive to always provide valuable information as it relates to your largest investment. At the beginning of every month, we work to compile statistics relating to both Toronto proper and the larger GTHA region. Simply provide your contact information below, and we'll be sure to send our infographics your way every month until you tell us otherwise. Enjoy!

powered by Typeform 



The Canadian election is over, and the country’s leadership remains largely unchanged. However, a laundry list of election promises mean big changes to real estate are coming. Most of the promised plan seeks to create more demand for housing, which softens price drops. Expect more of the same currently being done, but with a revamped buying and selling process. Here are some of the promises the Liberals are proposing under the “Home Buyer’s Bill of Rights”


• Banning bidding wars – Sellers would be required to tell buyers the dollar amounts of competing offers on properties. Currently, most bids on homes are “blind,” meaning buyers are unaware what others are offering to pay

• Ban foreign buyers from buying residential properties for two years

• A new tax-free savings account for first-time buyers

• Establishing a legal right for buyers to conduct home inspections

• An anti-flipping tax if the property is sold within 12 months of purchase

• The pricing history of properties to be made public

• Lenders to give mortgage deferrals for up to six months if a homeowner loses their job

• Realtors would be required to disclose if they are representing both buyer and seller (double-representation situations are seen as potential sources of conflict of interest)

• 25% lower rates on CMHC mortgage insurance

• Renovictions – slap a tax on what they deem excessive rent increases where landlords oust tenants to renovate units and jack up the rent

• To build, preserve or revitalize nearly 1.4 million homes over four years

• Investing $4 billion in a new Housing Accelerator Fund for municipalities

• Pledging $1 billion in loans and grants to develop a new rent-to-own program between landlords and renters


Most of these measures are regulated at the provincial level currently. It’s unclear how the Liberals would push through the majority of changes, because real estate law falls under provincial and territorial jurisdiction. For example, the industry is super duper upset about a ban on the blind bidding process. The implementation at the federal level would require criminalizing the process. Regardless of whether you’re in favor of the ban or not, going over provincial territory isn’t easy.


This brings us to our last point — these are promises, not definitive plans. A lot can change between now and implementation, especially if home prices weaken.


Bosley Real Estate Ltd. is a full-service boutique brokerage operating in Toronto, Muskoka, Niagara-on-the-Lake, Port Hope, Cambridge, and Thornbury Ontario since 1928. We have three centrally located offices in Toronto and over 250 sales representatives selling and leasing homes and condominiums in all the vibrant communities we work in. Our brand is well recognized internationally thanks to our unique affiliation with Leading Real Estate Companies of the World. Our sales teams meet weekly to discuss market conditions, trending topics, and anecdotes that more accurately reflect the true temperature of the real estate market.



Canadian New Housing Starts Slow, But A Supply Tsunami Is Still Coming

“Canadian new housing supply is slowing, but no need to worry about a lack of inventory coming to market. Canada Mortgage and Housing Corporation (CMHC) data show new housing starts slipped lower in August. It might be premature to worry they might be falling too low though. Starts are significantly higher than usual, and not far off from the record peak.”

Read More

Cooler months will see red-hot Toronto market

“After taking a summer breather, it’s full steam ahead for the fall and winter real estate market in the Greater Toronto Area (GTA), according to people in the industry.”

Read More

map of area

Real estate industry association won’t force listing boards to co-operate

The Canadian Real Estate Association (CREA) says it can’t force real estate agents to post their listings on more than one real estate board,

Learn More
map of area

Homes Under Construction in Canada at an All-Time High

Even before the onset of the pandemic, Canada’s housing supply was struggling to keep up with demand. Then,

Learn More
map of area

Tie housing affordability to climate change: BCREA

With portions of its home province burning, the BC Real Estate Association is suggesting politicians try harder to...

Learn More